Turn financial data into lending intelligence.
Automate credit assessments. Retrieve credit scores, deconstruct bank statement transaction tables, verify salary incomes, and identify synthetic fraud tags.
Lending Assessment
Proven Business Outcomes
Our models undergo daily fine-tuning to guarantee optimal processing clearance rates.
94.2%
Auto-underwriting Ratio
Clear low-risk borrowers without manual intervention.
0.02%
Synthetic Identity Fraud
Defeat fake credit profiles using multi-parameter device matches.
₹0
Paper Invoice processing
Dolphy Vision OCR parses scanned financial records automatically.
Pipeline Integration Flow
DolphyFin maps data payloads sequentially, validating compliance guidelines dynamically at every stage.
Collect Financial records
Ingest bank statement PDFs or tax document scans via client interfaces.
Calculate risk matrices
Extract income columns, recurring debt ratios, and balance parameters.
Generate lending outcomes
Return recommended credit limits, confidence ranks, and risk levels.
// Ingesting validation payload...
dispatch(payload) {"status": "processing"}
check_model_confidence("deepfake_analysis") -> result: 99.8% PASS
approve_verification_session("APP-4821")
Detailed Feature Grid
Our unified backend allows you to switch checks on/off with basic API flags.
Bank Statement analysis
Parse transaction logs to classify salary entries and identify check bounces.
Salary Income verification
Verify employment credentials and tax details against MCA and corporate lists.
Debt-to-Income calculation
Compute net obligations to determine borrow capacity limits.
Fraud risk scorecards
Check device histories, name similarities, and email ages.
Comparison Matrix
| Parameter | Legacy KYC Vendors | DolphyFin Unified |
|---|---|---|
| Income calculation | Manual statement spreadsheet copy, hours spent | Automated OCR table extraction in 3 seconds |
| Fraud checks | Static blacklist lookup checks | Composite device and identity network analyses |
| Processing cost | High human auditor review overheads | Automated clearing costs fractions |
Vertical Use Cases
See how our modules operate across regulated and digital environments.
Consumer Credit approvals
Evaluate applicant credit ratings instantly during buy-now-pay-later checkouts.
Business Lending applications
Verify corporate financial balances and GST filings.
API Specifications (JSON)
{
"underwriting_rules": {
"min_income": 25000,
"max_dti": 0.40,
"allow_bounces": false
}
}
Frequently Asked Questions
How does the bank statement parser read PDFs?
We use layout-aware neural OCR to read tabular fields, extracting columns even from scanned PDFs.
Does it connect to credit bureaus?
Yes, integrations allow querying credit reports as nodes in underwriting workflows.
How is income verified?
We search for recurring direct deposit strings, employer tags, and match figures against tax logs.
Integrate LENDING VERTICAL Today
Access sandbox endpoints instantly and test your identity checks using simulated datasets.